Twtter new revolution
Twtter is the biggest all in one Twitter application directory. People here can subscribe to whole lots of apps and get benefits- of all the applications free of cost. Twitter is not just a place where you Tweet, it is more than that where people can share and help each other out. So, twtter has been making application that makes user ease their twitter.
You can tweet via anything you like that are listed on the directory. Posting and Updating new status using cool applications like iPhone, iPad, Android, Twitter, Google and more. You do not need to have the device or applications on your own, you just need to allow your Twitter to access and you will be ready to go. Just type any status you want to post via and press the Tweet button, and you see the tweet updated on Twitter time line.
Business Gold
In the 1930s, known as the Dark Ages of the world economy. Great American Despression. Try to see the movie “Cinderella Man”, a movie that tells a light weight boxing world champion who was forced to eat just have to wait. It was a severe economic conditions.
This condition was exacerbated by World War I, so many people willing to fight rather than work. After all, there are no jobs available.
To overcome the economic gloom where they have it, then made and signed the Bretton Woods agreement by name the hotel where the agreement was signed.
One of the contents of the agreement is to restrict the printing or manufacture of the currency, when gold reserves without adequate for the country concerned.
Although in the end this agreement is terminated by the Americans in 1971, but one conclusion obtained is “The Mother of all money is GOLD”. (Mother of all currency is gold). This is what makes the importance of gold in the world of the modern economy, post-Great American Despression.
GOLD VS WAR
There is one golden behavior that is almost always the case. Whenever there is uncertainty in the economy, then the price of gold would always skyrocket. Facts on the contrary, whenever there is certainty (read: economic conditions continue to increase) the price of gold will decline.
Thus, whenever there is war or threat of war, then the price of gold will skyrocket. Talk of war here is not just about guns and bullets but also uncertainty in the economic field. If we trace it towards the Gulf War in August 1990 witnessed the gold price reached its highest point at the level of 415US $ / Troy Ounce. In 2008, when he started a war against the Subprime Mortgage crisis, then gold also began to skyrocket and penetrate up to the level of 1000US $ / Troy Ounce to the top. The condition of this uncertainty continues today.
GOLDEN VS GOAT
Intellectually already discussed about the gold. Let’s consider the following analysis. There is one indicator which is quite remarkable about the gold that is enough gold compare the price of a goat.
Since at the time of the Prophet Muhammad, the price of an equivalent goats, 3 grams of gold. When gold is currently in 1150US $ / TO and 1US $ = Rp.9450, – then 1 gram of gold is equivalent to Rp.350.000, -. And based on recent info after the feast of sacrifice goat prices currently around Rp.800.000, -. It can be concluded that to obtain a goats required only 2 grams of gold. This also means that gold prices are still too high when compared to the price of a goat.
How to start a side business venture
Starting a side business venture can be tricky, why yes because this is not the primary side. Because one side is usually started with only perfunctory, profit and loss it has received, so be it. But remember ya lo, from the business side is in fact a lot of people who later succeeded and made it a main livelihood. Check out these tips to start a business as a side business.
Warning!
Things that need to Look For Before Starting a Side Business
First of all your time calculations
Do not let the business side you damage your daily schedule that is most of you have been allocated for the main work. Look for certain times that allow you to do well without reducing the time the main job, it could be your original work becomes chaotic and ugly in the eyes of the boss or your income is reduced. So, is looking for clever and steal time.
Calculate your financial condition
To start a new business, of course you have to calculate the initial capital of the type of business would you choose a side. Adjust with the ability! Calculate your income minus the cost of day-to-day. Make sure your needs are fulfilled at least 3 to 6 months because of reduced capital this side business.
That’s all warningnya, others decide wisely, such as telling the wife, and children, so they do not protest when his pocket spending money or a little less for the first period.
Where did you get the idea for the business side?
Hobby. Hobbies are a great way to get started. You can better enjoy and like I’m not starting a new business, because you’ve used and you love him. Example: Birds, Fish, Flowers, workshops, and catering, etc..
Silaturrahmi to Colleagues and Family. True Prophet said that the mix could be one way coming rizeki. Because the formed friendships apart we become familiar with the family and colleagues, we will also often involved discussions about many things. Among ya discussions about business and business opportunities.
Inspiration from reading minds, newspapers, tv, internet, chat friend’s office.
Continuing the family business. Family businesses are usually more potent in competing. Because it is small since family members are familiar with the effort, so you can sometimes directly to continue the business.
Seeing opportunity in the workplace. For example my friends in the office you often buy credits at the store front office, why do not you just take it with business opportunities pulse. Your friends may be buying clothes at a good price on the Mall, if you can shop in the Market or convection and cheaper why do not you offer yourself to your friends, etc..
Utilize your knowledge and skills. You can Computer, a little repair and others. If there is a laptop computer or your friends are broken, just try your own repair. Your friends need a translator while you can, just take that opportunity. etc..
Frequent training and training. We have had a lot of training events that you can follow. Training screen printing, electronics, salon, HP repair, etc..
There are still many ways to start a side business. Frequently read books, look at business opportunities in TV, or internet. Do not forget to pray and sole trust, God will always guide the creature if he meant it and ask him. Do not assume that all your efforts are purely of you, because all of the above affection. May be useful.
Starting a Business Tips
Starting a business, whether large or small indeed tricky. Especially for us who have never or have not experienced in the business. So it is not rare that it does not start a business because it’s too much thinking. Tips 10 ways how to easily start a business.
1. Hobby, is the easiest way, enjoy and you are more familiar with the occupied areas. Examples: flower business, shop, and catering.
2. Desperate needs, such as layoffs, unemployment, sluggish business or parents have died, so the forced sale of clothing, cakes, papers, etc.. This is the hard way, but with hard work, success is possible.
3. Invited friends, family or colleagues to join MLM. With relatively small capital and a good network system, you are likely to succeed.
4. Inspiration from newspapers, TV, internet, office chat friends, chat-chat or another neighboring streets in the afternoon. Once you see the “WOW”, you have trouble sleeping right to immediately realize your business dream.
5. Continuing the family business, so in the end with “cold hands” your business become more developed.
6. Spare time, such as retirees, writers, etc., then opened a grocery store, counters vouchers HP, refil aqua, and business consultant.
7. See opportunities in the workplace, business friends, who smelled of business problems around your home, such as laundry business, rental PS, cleaning service, etc..
8. Utilize your knowledge and skills, such as the translation business, property consultants, shop / service computer tutoring.
9. Participate coaching, training, training, and workshops, such as screen printing, electronics and salon.
10. Echoes of business in the workplace, and open a similar business.
Gold Investment
Rising gold prices at the level of USD1.756 per ounce amid global market turmoil proves that the commodity is still an instrument of investment with minimal risk (safe haven).
Commodities Futures Trading Commission data United States (U.S.) shows, the purchase of gold in the past month rose sharply to over 18 billion ounces from 8.4 billion ounces in the previous year.
Financial adviser of Wealth Management Jeffrey Sica, Sica stated, not too late to take advantage of this gold rush. He saw the growth of approximately 20-25 percent of the precious metal. Reuters on Wednesday (8/10/2011), was launched investing tips with this safe-haven commodity.
1. Buy in gold in the futures market
One of the easiest ways of investing in gold is to buy it in the form of exchange-traded fund (ETF) like the SPDR Gold Trust ETF, iShares Gold Trust, or the Market Vectors ETF Trust.
Advantages of ETFs from other capital instruments are more easily traded and he needed funds is usually lower. Weakness in the form of ETF investing is a benefit not always instantaneous and sometimes lags behind the rise in gold prices. The risk is that gold prices may go up and down very fast.
2. Buy stock
Another way to ‘play gold’ is to directly to the source, which is a gold mine. While the price of physical gold is now rising, gold mining company shares actually declined. However, in the next few months, gold stocks are projected to be strengthened.
3. Buy gold assets
People save their money in a valuable asset such as gold bullion. When the value of currency falls, the value of gold bullion remains. Physical gold has the most direct benefit value. However, weaknesses, investors will also be more difficult when you want to remove their assets.
4 Tips & a Good Investment Choice
Investment is a must for those of you who want a more established financially. Do not assume that investment is only for people who have more money, for those of you who have been able to meet basic needs is also able to invest. Many of the investments that you can do, depending on the goals you want to accomplish, such as saving money in gold is a smart investment, because gold is the most stable type of material in the world. Here are four good investment option
The best way to enhance and maximize financial income is to invest. Investment is right for you?
Investment not only for people who have more money alone. For employees with salaries that are still standard, also need to think about the best investment for himself. Provided that basic needs have been covered and able to set aside a little money, you can invest.
Then, invest in what works for you? As quoted from Buzzle, here are a few investment options that you can try.
Gold
Perhaps you know that gold is the only investment that has no effect on the economic downturn. It is precisely the price of gold continues to rise each year. That’s where the profits. If you start buying gold little by little, will bring benefits to you. Choose gold coins or bullion, not gold jewelry. Because gold jewelry will drop the price if resold.
Education savings
Given the cost of education an increasingly long time, increasing, invest in savings is highly recommended. Moreover, if you already have a family. Education savings really help you in charge of education your children will be.
Choose a trusted bank or government-owned bank to deposit your money. In terms of safety and comfort, the government banks are safer than private banks. If there are problems in the government banks, then the country will account for your savings.
Property
Investment property is also a growing number of investors ogled. A wide variety of properties in selecting investments. Such as buying land, buying a house or contracted out to be a place for boarding. For novice investors and want to get results in the short term, you should select investments boarding house that was previously used as a boarding house. Since you do not need to pay more to build a room per room. Also make sure you choose the boarding location is strategic.
Stock
Other investments are stocks. If you do not understand very well about the ins and outs of the stock market, you should rent a professional in your stock plays. Playing the stock is there a risk in itself, but if you choose the right person in the game this stock, the shares have been purchased can be well managed and can benefit you.
MANAGING YOUR FINANCIAL TIPS
However much money you have if not managed properly it will be in vain, would be quickly exhausted. Similarly, if we only have a little money is not managed properly will definitely run out as well. Of the incident should be handled by people skilled in managing finances including yourself is crucial.
If 100,000 of us have the money, – what do you do with the money? answer surely varies anyone wants to buy clothes made, cakes, facial cleanser / makeup tools, buy pulses and there is also stored said. From some of the answers above you would think the same way. And the same thing happens if we have money only 10,000, – if not managed properly it will be quickly exhausted. But the truth is whatever money we have when not managed or regulated properly it will be quickly exhausted therefore smart to process it, God willing will definitely not run out quickly.
Here I will a little about providing tips on how to manage finances well hopefully benefit us all, especially people who can not manage its finances heheeh (sorry to offend but do it lo … ..??) angry: P
>> The first thing you should do is
1. Create a budget is all you need at the beginning of the month for a month, especially the needs of primary and secondary needs also note you also ….?? Oya .. most importantly it must be noted that not all good nominal but how much influence .. if nominal only Rp 50, – so do not put key …:)
2. Record all transactions that you do every day. By using it we can compare the expenditures with the budget that was created earlier. We can see how big the difference. I Take the example of …?
a. Create a housewife:
Create a budget for 1 month, the price – the price of the primary needs for example:
15 kg of rice Rp.90.000, -
LPJ gas content of 12 Kg 15,000, -
Electricity Rp.70.000, -
Water taps Rp.45.000, -
Toll Rp.35.000, -
Total Rp.255.000, -
The budget must be remembered that we set for a month Rp.255.000, -
b. for student / student:
Eat Rp.200.000, -
Boarding lease 150,000, -
Toll 50.000, -
Total 400,000
It must be remembered that the budget we set 400,000, – for a month
Oya ..? Do not forget to record the transactions are also expenses that are not mandatory. So later on after all we can compare the budget recorded less or even more.
>> The second is to keep your money in different places (adjust their needs)
Why on earth should be kept distinct? but it could be put in one place … “Upz do not underestimate it? The benefit a lot. For example we are obliged to keep spending money in the wallet leather interior, then we put our money spending is not mandatory in the outer leather wallet. Well we remember myself, when we want to buy something essential, then we should take the money in the wallet leather interior, not to take part in the wallet out. If it turns out the money in your wallet (in the skin) no money and when it’s broken in part (a wallet out) there is money mess and we use the note as a debt because we have used it. Remember not to forget to pay.
Well look, if we have a lot of money, give priority to the mandatory-mandatory, now would still have plenty of rest … right?, The rest can be saved. But do not be sad for the rest of the money is not, Thank God it is obligatory requirement can be fulfilled ….:)
Well how? how to manage finances make it easy? discipline as long as we can and must continue to consistently be fine …? Do not squander the money we have. Create a student (i) saving-Save because your income is only from the parent wrote to already married and have clever manage household finances let alone that its status as a mother .. many other needs that are needed ..
So use the best of possible okey …??
Hopefully useful tips …?
Practical Tips Family Financial Planning
Practical tips on managing the family finances:
1. Monthly bills. Collect all your quarterly bill, then add the whole, and for three to get the average monthly bill, such as telephone bills, school fees, insurance etc..
2. Monthly Spending. Similarly Collect all your quarterly spending, then add the last of three, to get an average of your total spending per month, such as buying clothes, treat the family to eat in restaurants and so on.
3. Initial Evaluation. Evaluate your spending it. Look for opportunities to save money and trim spending items that are not necessary.
4. Preparation of Plan Budget. Plan your monthly budget and try to stick with it and begin to allocate funds such as savings deposits, certificates of deposit, retirement insurance.
5. Evaluation of Actual Budget. Search the revenue (income) and monthly expenses (monthly expense) to evaluate how your plan is already running, then perfected to produce the desired results. Use financial software to obtain accurate results management and seeking ‘behavior mistakes’ in spending your family finances
Time Value of Money
We already know one reason why the value of money today is more valuable than money in the future, namely because of the opportunity to add value by investing money. On this occasion, as had been promised previously, we will discuss other causes, namely inflation.
Definition of Inflation
Imagine you are in ’90an year, with capital of Rp. 60.000, – you can buy 20 liters of petrol. Now, if the same amount of money you use to buy gas, do you still get 20 liters? Unfortunately, you only get half, aka 10 liters. Why does this happen? Because in the past 10 years, prices continued to rise, that is what is called inflation.
Inflation is an economic condition where prices of goods and services in the community have increased in general. Measurements made using the inflation rate of consumer price index, the index price of basic goods are consumed by the public. In Indonesia, inflation calculations are usually carried out by the Central Bureau of Statistics.
Causes of Inflation
So, what causes prices continued to increase from year to year? There are two things that caused this, namely cost push inflation and demand pull inflation.
Cost Push Inflation is rising prices in the community because of the increased costs required to produce finished goods manufacturers. The most appropriate example to illustrate this is the rising price of fuel. Due to rising fuel prices, the cost to produce goods of high added, until the prices of goods on the market are higher. Not only in the production sector, due to decreased purchasing power, vegetable traders in any market raises its price, so that he can still survive, finally take the prices in general.
The second is the cause of inflation Demand Pull Inflation. In contrast to cost push inflation caused by rising prices of producers, demand pull inflation occurs due to increased purchasing power. The increasing demand that is not accompanied by an increase in supply causes prices in general increased.
So if inflation is always signify a bad economy? Of course not, because of increased prices due to increased purchasing power means that there has been growth in the economy of a country. Therefore, inflation is not something to be avoided, but controlled to support economic growth in a country.
Setting Business Goals
We all know that nothing can be without a plan and a plan not to operate without goals.
Set goals and milestones is of crucial importance is the planning and activity in the heart of the success or failure.
Learn to set goals is not an exact science in terms of complexity, but every strategist should the ground rules, and know how to formulate proposals for targets. We see in this article why objectives play an important role in business planning and strategic activities, their impact on all business processes, and we will review some guidelines of setting objectives.
The importance of setting targets
One may wonder why we set to targets in the first place, why not leave the company or run an activity only slightly in the future and see where it is necessary. This would happen if we do not really know if the activity in discussion will be successful or not, but then to use a popular expression, “if something deserves to be executed, then it deserves to be performed well.” In other words, if we do not like the results, we should not pursue action at all.
Setting objectives before action is the only thing to do for several reasons:
- It is a goal, for, so all measures and efforts to achieve the goal instead is both inefficient focus target;
- Give participants a sense, a glimpse of where they go;
- Automotive executives and their teams, because it is quite the custom of establishing a kind of reward if the team successfully completed a project;
- Offer support to assess the success of an action or project.
The 5 rules for setting goals: be smart!
I am sure most managers and executives who know what SMART is good, at least when it is set around the objectives. However, I saw some of them who can not fully explain the identified five characteristics of good aim – things are somehow blurry and confused in their minds. Since she can not explain in detail what SMART objectives really are, it is doubtful they will still be able to formulate such objectives.
It is still unclear where the confusion comes: perhaps there are too many information sources, each with a slightly different approach to what is really a SMART goal, or perhaps the man only briefly “heard” to learn and they are never on the to reach land behind the pack.
Anyway, try to discover the meaning of the acronym SMART and see how we develop effective goals.
SMART shows the 5 characteristics of effective goals, it stands for Specific – Measurable – Achievable – Relevant – Timely.
1. Be specific!
When it comes to business planning, “specific” illustrates a situation that is easily identified and understood. It is usually connected to some mathematical determinant that a sign printed for a particular action: most common determinants are numbers, ratios and fractions, percentages, frequencies. In this case, “specific” means “precise”.
For example, if your team to say “I need this report in several copies,” you do not have the team with a particular statement made available. It is unclear what the decisive factor means “several”: for some it may three, can live for several hundred years. A much better explanation, which sounds like “I need this report in 5 copies” – your team knows exactly what to expect and are less likely to lead to achieving the desired results.
2. be measurable!
When we say a goal, a goal must be measurable, we mean, have the need to measure rigorously the ability to monitor action (s) associated with the specified target.
We have a separate system or clear procedures, such as the measures to be monitored, measured and recorded. If an objective and measures related to can not be quantified, it is likely that the target is bad and we should reconsider.
Example: “Our business must grow” is a dark, the goal is not measurable. What exactly should we measure whether the target has been achieved? But if we change it, “Our business is growing in sales volume by 20%,” we have a measurable goal. Measure is the percentage increase in sales from this time calculated to a point in the future, we can easily do, based on recorded sales.
3. be fulfilled!
Some use the term “available” instead of “feasible”, you see, it is simply a synonym, and we should not get stuck in the analysis is correct. Both are.
It is assumed that every leader is his company / unit want outstanding performance that is the spirit of competition and such thinking be essential. However, when setting goals, you first have to thoroughly analyze the factors determining the success or failure of these goals. Think about your team, your skills, motivation: they are sufficient for the objectives? Do you have resources and skills to achieve this?
By thinking and to be honest and realistic for you: Are you really able to achieve the goals you have set or are you likely to create disappointment? Always set goals that have an equal chance to be met: of course they need not “easily” made, you have the right, tough as they are realistic and not futile.
Example: You own a business in the neonatal-mover and a target “to No. 1 mover in the state have become .. The problem is that you only have 3 trucks available, while all your competitors 10 and older your target. It is not possible, instead try a more realistic, as “the achievement of the top 5 companies of the fastest growing movement in the state.”
4. be relevant!
This term is a little harder to be seen in its full meaning, so that we start with an example to explain first.
Imagine going to the IT department and tell them they need to increase the ratio of profit to revenue of 5%. They will probably look at you with astonishment and mumble something trivial to managers and how they mess with people’s minds.
Can you tell what’s wrong with the above goal? Of course! The department has no idea what you’re talking about and there is nothing they can do about it – their task is the development and maintenance of your IT infrastructure, not to understand your economic speech. What can you do to achieve a goal that the department have an influence on and is finally on the rise in the first place you wanted to set lead. What about the request to reduce expenditures for hardware and software 10% per month and be cautious with the consumables within their department by not exceeding the budget? You clearly understand what they must do, because the goal is relevant to their group.
Therefore, the quality of a lens to be “relevant” refers to setting appropriate objectives for a specific person or team: you have to consider whether they really do anything or is it relevant for work they do.
5. Be on time!
Not much to discuss that aspect because it is probably easier to understand and use.
Any objective and usable executable should have a clear schedule, when to begin and / or if it must come to an end. Without a certain period, it is virtually impossible to say whether the target is reached or not.
For example, if you simply say: “We benefit increase of 500,000 units have”, you will never be able to say whether the target has been reached or not, we can always say, “Well, we want the next year. “Instead, when you say” we need to increase profit by 500000 units within 6 months from now, “everyone can see in 6 months whether the target has been reached or not. Without a clear framework, separate schedule is not no good purpose.
Otilia is a young certified professional with experience in eMarketing and eBusiness, currently working as an independent consultant and ePublisher. She developed and teach her own online course “Principles of eMarketing” and is also a volunteer teacher Economics
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